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Saturday, March 31, 2012
High court has options on health care law
FILE - In this March 28, 2012 file photo, supporters of health care reform rally in front of the Supreme Court in Washington on the final day of arguments regarding the health care law signed by President Barack Obama. Arguments in the Supreme Court failed to yield clear hints how the justices would rule on the question of whether President Barack Obama's health care overhaul would be left standing if the high court were to strike down the linchpin provision that all Americans must have health insurance. (AP Photo/Charles Dharapak, File)
FILE - In this March 28, 2012 file photo, supporters of health care reform rally in front of the Supreme Court in Washington on the final day of arguments regarding the health care law signed by President Barack Obama. Arguments in the Supreme Court failed to yield clear hints how the justices would rule on the question of whether President Barack Obama's health care overhaul would be left standing if the high court were to strike down the linchpin provision that all Americans must have health insurance. (AP Photo/Charles Dharapak, File)
FILE - In this March 28, 2012 file photo, protesters chant and hold a copy of the Declaration of Independence and the Constitution in front of Supreme Court in Washington as the court concluded three days of hearing arguments on the constitutionality of President Barack Obama's health care overhaul. Arguments in the Supreme Court failed to yield clear hints how the justices would rule on the question of whether President Barack Obama's health care overhaul would be left standing if the high court were to strike down the linchpin provision that all Americans must have health insurance. (AP Photo/Carolyn Kaster, File)
WASHINGTON (AP) ? The arguments are done and the case has been submitted, as Chief Justice John Roberts says at the end of every Supreme Court argument. Now the justices will wrestle with what to do with President Barack Obama's health care overhaul. They have a range of options, from upholding the law to striking it down in its entirety. The court also could avoid deciding the law's constitutionality at all, although that prospect seems remote after this week's arguments.
A look at six potential outcomes, from the simplest to the most complicated possible rulings:
___
Q. What if the Supreme Court upholds the law and finds Congress was within its authority to require most people to have health insurance or pay a penalty?
A. A decision in favor of the law would end the legal fight and allow the administration to push forward with implementing its provisions over the next few years, including the insurance requirement, an expansion of Medicaid and a ban on private insurers' denying coverage to people with pre-existing health problems.
The political wrangling, however, probably would continue as candidates for Republican presidential nomination and lesser offices are calling for repeal of the law.
___
Q. What if, on the other hand, the court strikes down the entire law?
A. That would kill a costly new federal entitlement before it has a chance to take root and develop a constituency of beneficiaries and supporters, namely more than 30 million people who are supposed to wind up with health insurance because of the law.
In addition, some parts of the law already are in effect and would be rolled back. One popular provision allowing young adults to stay on their parents' insurance until age 26 has added nearly 2.5 million people to the coverage rolls, at no cost to taxpayers.
But there's no escaping America's double-barreled problem of excruciatingly high health care costs and many uninsured people, more than 50 million according to the latest estimates.
Whether it's dealing with the federal deficit, retirement security for seniors or even the Pentagon budget, elected officials would still have to confront health care at nearly every turn.
Congress would get to roll the ball up the hill again.
___
Q. What happens if the court strikes down the individual insurance requirement, but leaves the rest of the Affordable Care Act in place?
A. Knocking out the requirement that Americans carry insurance would not be the end of Obama's health care overhaul. There's a lot more in the 900-plus pages of the law.
But it would make the complicated legislation a lot harder to carry out, risking more complications for a U.S. health care system already seen as wasteful, unaffordable and unable to deliver consistently high quality.
Ten million to 15 million uninsured people who would have gotten coverage under the law could be left out.
The cost of individually purchased private health insurance would jump. That would make it more expensive for the government to subsidize premiums, although millions of middle-class people would still be entitled to such assistance under the law's remaining provisions.
If the individual mandate is struck, the law's Medicaid expansion would still cover millions more low-income people, mainly childless adults.
And a host of other mandates would stay in place. Starting in 2014, medium-sized and large employers would be hit with fines for not providing coverage to their workers.
Insurance companies would be required to accept people with pre-existing medical problems, no longer allowed to cherry-pick the healthy to keep costs down. They would also be barred from imposing higher premiums on people in poor health and limited in what they could charge older adults.
If that happens, premiums in the individual health insurance market would jump anywhere from 10 percent to 30 percent, according to various forecasts from economists.
Experts debate whether or not such a cost spike would trigger the collapse of the insurance market for individuals and small businesses ? or just make coverage even more expensive than it already is.
"Without a mandate the law is a lot less effective," said MIT economist Jonathan Gruber, who advised the Obama administration and, earlier on, then-Massachusetts Gov. Mitt Romney, who put such an insurance mandate in that state's health care law. "The market will not collapse, but it will be a ton more expensive and cover many fewer people."
___
Q. What if the court strikes down the mandate and invalidates the parts of the law that require insurance companies to cover people regardless of medical problems and that limit what they can charge older people?
A. Many fewer people would get covered, but the health insurance industry would avoid a dire financial hit.
Insurers would be able to continue screening out people with a history of medical problems, such as diabetes patients or cancer survivors.
That would prevent a sudden jump in premiums. But it would leave consumers with no assurance that they can get health insurance when they need it, a major problem the law was intended to fix. Other economically developed countries guarantee health insurance for their citizens.
A related requirement limits premiums charged to older adults. Currently people in their late 50s and early 60s can face premiums as much as six or seven times higher than those charged to 20-year-olds. The law says insurers may charge older adults no more than three times what they charge younger ones.
Administration lawyers say the insurance requirement goes hand in hand with the coverage guarantee and cap on premiums, and have asked the court to get rid of both if it finds the mandate to be unconstitutional.
___
Q. What happens if the court throws out only the expansion of the Medicaid program?
A. Throwing out the expansion would severely limit the law's impact because roughly half of the more than 30 million people expected to gain health insurance under the law would get it through the expansion of Medicaid, the federal-state health insurance program for low-income people.
The law would effectively bring under Medicaid everyone making up to 138 percent of the federal poverty level. That works out to about $15,400 for an individual, $30,650 for a family of four. Most of those who would be added to the Medicaid rolls are low-income adults without children.
But a potentially sizable number of those low-income people might still be eligible for government-subsidized ? though probably more expensive ? private insurance under other provisions of the law. Private coverage will probably be more expensive for taxpayers to subsidize than Medicaid.
States suing to overturn the federal law argue that the Medicaid expansion comes with so many strings attached it amounts to an unconstitutional power grab by Washington, reaching directly into the wallets of state taxpayers.
The administration counters that the federal government is paying all of the initial cost of the expansion and 90 percent in perpetuity, well above what Washington contributes for regular Medicaid. Moreover, when Congress created Medicaid in 1965 it also served notice on the states that program rules could change in the future. This is only the latest of many such changes.
The Supreme Court took on this issue even though none of the district or appeals courts that heard health care lawsuits had any problem with the Medicaid expansion.
"We don't have any lower court that has struck down this (Medicaid) provision, so there is no precedent from the lower courts on how to handle it," said Diane Rowland, a Medicaid expert with the nonpartisan Kaiser Family Foundation. "They all upheld it."
___
Q. What happens if the court decides that the constitutional challenge is premature?
A. The wild card, and least conclusive outcome in the case, probably also is the least likely, based on what justices said during the arguments. No justice seemed inclined to take this path, which involves the court's consideration of a technical issue. The federal appeals court in Richmond, Va., held that the challenge to the insurance requirement has to wait until people start paying the penalty for not purchasing insurance. The appeals court said it was bound by the federal Anti-Injunction Act, which is intended to facilitate tax collections and keep the government operating. That law says federal courts may not hear challenges to taxes, or anything that looks like a tax, until after they are paid.
It remains at least possible that if the justices have trouble coming together on any of the other options they could simply decide not to decide the big issues.
Although the administration says it doesn't want this result, such a decision would allow it to continue putting the law in place and force postponement of any subsequent challenge until more of the benefits are being received. On the other hand, Republicans might have more ammunition to press for repeal of the law in the meantime.
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10 insane ? but very real ? flying machines
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Chances are, you recently saw a video of a man who appeared to fly using a contraption that allowed to him to flap his wings like a bird. That video turned out to be a hoax, but there are definitely some real flying machines out there that are just as crazy.
Giant paper airplane
Tucson?s Pima Air and Space Museum created this massive Arturo Desert paper airplane, which weighs 800 pounds and has a wingspan of 24 feet. Recently, the plane was hauled by a helicopter to an altitude of about 4,000 feet before being released ? resulting in a six-second flight that reached speeds of 98 mph. No word yet on whether or not the military plans to weaponize it as a means of inflicting catastrophic papercuts on enemy forces. Cubiclebot
Back to the Future flying DeLorean
YouTuber native118 created this awesome custom-built flying quadrocopter modeled after Doc Brown?s DeLorean from "Back to the Future." Besides sporting LED lighting effects and intricate detail right down to a tiny Mr. Fusion, the model features stabilization control powered by MultiWii, a HobbyKing 12A BlueSeries speed controller, and Turnigy 2204-14T motors. Unfortunately, this isn't a commercial product, so you won't be able to send your action figures back in time on a mission to tell your mom not to throw away all of your original Star Wars toys. Nerd Approved
Hoverbike
Australian Chris Malloy has made himself an actual hoverbike that he claims can achieve speeds of 173 mph and altitudes in excess of 10,000 feet. Of course, the prototype falls a bit short of that mark, having only gone so far as to hover 3 feet while tethered to the ground. So don't expect to be blazing through the forests of Endor anytime soon ??or, as Malloy suggests, using it for "aerial cattle mustering." Still, I have confidence that flying cowboys will one day roam the plains. Hoverbike via Nerd Approved
Tacocopter
The company behind the Tacocopter has a simple dream ??to allow customers to order tacos via their smart phone, and have said tacos delivered via an unmanned drone helicopter. But before you get excited about the prospect of flying tacos delivered straight to your door, the plan has a few major obstacles to overcome. For one thing, the government does not currently allow UAVs (Unmanned Aerial Vehicles) to be used for commercial purposes. In addition, there would be a number of logistical hurdles, including avoiding birds, balconies, telephone wires, delivering food to people indoors, delivering food to the right person and protecting the Tacocopters from being attacked by animals and hungry, impoverished college students. Tacocopter via That's Nerdalicious
Remote-controlled flying shark
Needless to say, the lifeguards at your beach are completely unprepared to handle a predator of this magnitude. The flying shark is the deadliest creature on land and sea and air. And you can purchase one to do your evil bidding for only $99.?Nitroplanes
More craziness from Nerd Approved:
e-volo multicopter
It looks like something straight out of the margins of one of da Vinci's notebooks, but this German-designed e-volo multicopter is touted as the possible future of flight?? a device that can be piloted "as simple as a car." ?The aircraft is equipped with 16 tiny propellers driven by independent electric motors, and the lithium batteries would allow for 10 to 30 minutes of flight depending on payload and battery capacity ??expending roughly $10 worth of electricity in the process. It's also purported to be fairly safe, and can land even if four of its motors fail. There's also an option of installing a safety parachute. ?e-volo via Nerd Approved
Breakthrough Quadrocopter
Mark Cutler and Jonathan P. Howe have developed the first quadrotor drone with variable-pitch propellers, making it possible to do all kinds of aggressive acrobatics. Full-size helicopters have this capability, too, but are not able to match this kind of precise performance. That is, unless you have a pilot with a ridiculous amount of skill. The real action in the video begins at around 1:20.? Hack A Day
Flyboard jetpack
We seen all kinds of jetpacks in the past, but not one that essentially turns you into human dolphin. On this jetpack, the engines are attached to your feet with a steering mechanism on your hands Iron Man style ??making it possible to perform crazy maneuvers like diving in and out of the water. But the best news is that you won't need Tony Stark money to enjoy it as the basic Flyboard will set you back around $6600. Zapata Racing
RC superheroes
Earlier this year, in order to promote the superhero flick "Chronicle," 20th Century Fox teamed up with viral advertising firm Thinkmodo and launched three human-shaped RC aircraft into the skies in an attempt to troll NYC. In the end, though, witnesses to the event probably thought immediately about the Superman reboot (or preparing for an alien invasion). Still, it's a clever idea. Nerd Approved
Terrafugia Flying Car
In the never-ending quest to develop a flying car, we have resorted to folding up an airplane until it becomes street legal. Still, the Terrafugia Transition has been approved by the FAA (with a special exemption) and pre-orders are currently being accepted. In order to pilot one, you'll need $279,000 and 20 hours of flying time to get your light sport aircraft license. It also has no airbags, crumple zones or roll cage ??no safety features in general. What could go wrong? Terrafugia via CubicleBot
More craziness from Nerd Approved:
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Poggenpohl Kitchen: A Whole World Of New Developments And ...
Together with the advent of distinctive kitchen improvements, kitchens have become a showpiece. Whenever you check out the internet you?ll discover several kinds of kitchen designs ? complete with all kinds of accessories ? to pick from. For as long as we can remember, kitchen renovations have been a well known home improvement project. This is real in most places, and it is what paved the way for the formation of various kitchen resources.
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Of the countless cabinet manufacturers across the globe, Poggenpohl is one of the most prominent brands in luxury kitchen cabinets. It was founded in Germany in the year 1892, and is viewed as the oldest kitchen brand in the universe. It has launched branches and began joint ventures all over the globe. The corporation features a long line of kitchen designs to satisfy the requests of all its clients.
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Chamber selects 10 finalists for small business award - KansasCity ...
The Greater Kansas City Chamber of Commerce has announced its Top 10 finalists competing for the ?2012 Small Businesses of the Year Award.?
The honorees:?? Arsalon Technologies LLC, Lenexa-based company offering data center solutions including managed and cloud hosting, and co-location.?? Boulevard Brewing Co., Kansas City-based specialty brewer.?? Cretcher Heartland LLC; Overland Park risk management, insurance, employee benefits, surety and retirement planning consultants.?? encompas, Kansas City providers of office furniture and office workplace products.?? John Beal Construction Inc., Kansas City-based home improvement company specializing in construction and roofing.?? Meers Advertising, Kansas City-based, full-service digital marketing/advertising agency. ?? sys-tek, Blue Springs, offers mechanical, electrical, plumbing consulting engineering and commissioning services. ?? Travois Holdings, Kansas City, housing and economic development financing and consulting firm for American Indian, Alaska Native, and Native Hawaiian communities.?? TK Architects International Inc., Kansas City-based international theater design company.?? Validity Screening Solutions, Overland Park, provides employment screening and drug testing.The Top 10 were selected by a panel of judges. All businesses are judged on growth, sustainability, community service, and employee relations.They will share their challenges and successes at a breakfast on May 9 at the Kansas City Downtown Marriott. On May 23, the Small Business of the year will be announced at the annual luncheon at the Sheraton Crown Center.For more information about the candidates and the Small Business Celebration events, visit the Chamber?s at www.kcchamber.com, or contact Katie Daily at 816- 374-5472 or daily@kcchamber.com. .ryan madson louisiana primary unemployment syracuse basketball chipper jones chipper jones dancing with the stars cast
Sweden proposes higher tax on private equity profits | G7Finance ...
STOCKHOLM, March 29 (Reuters) ? Sweden moved to tighten tax
rules for owners of stakes in private equity funds, part of a
push against untaxed profits in the 250 billion crown ($37.5
billion) industry, which is the second biggest in Europe
relative to economic output.
A Finance Ministry proposal aims to tax income of private
equity fund owners, or so called carried interest, primarily at
the income tax rate rather than the capital gains rate which is
lower.
The Finance Ministry said there was a need for greater
clarity in the area which would be beneficial for private equity
in the longer term.
?The uncertainty around how this income should be taxed has
led to a situation which in the future could be harmful for this
kind of economic activity,? the Ministry said on Thursday in a
note accompanying its proposal.
While much of Europe has seen restrained private equity
activity recently, Sweden and the rest of the Nordic region have
been having a bit of a boom as the countries have suffered less
from the sovereign-debt crisis.
But profits made by private equity firms in Sweden, the home
of social democracy, have raised eyebrows.
The government, in the hands of the centre-right but
sensitive to allegations it favours bankers, has already moved
recently to close other private equity tax loopholes after
scandals related to private equity in the tax-funded healthcare
sector.
The latest move against carried interest targets
arrangements which typically entitle private equity partners to
a share of profits from a fund. In much of Europe, carried
interest is treated as capital gains and is subject to lower tax
rates than wages.
The issue hit the spotlight in the United States during the
Republican presidential primaries, when front-runner Mitt
Romney?s low-tax private-equity payouts were castigated by
opponents.
The new Swedish rules include a statute meaning any person
who through a broad range of vehicles, including trusts, owned
stakes in private-equity firms would be taxed on dividends and
profits as if the stake was owned directly by that person.
Dividends and profits by private-equity partners would be
first taxed as income from employment up to a ceiling, after
which the remainder would be taxed as income from capital, at a
lower 30 percent tax rate, the ministry said.
The regulations, which if passed by parliament would come
into force at the turn of the year, cover private equity funds
that acquire, manage and divest shares in unlisted companies and
where their stake at any point amounted to 50 percent or more.
Late last year local media reported that tax authorities had
landed the founder of private equity firm IK Investment Partners
with a tax bill of almost 1 billion crowns ($149.7 million).
The proposal has been sent out for comment to various
government instutions, including the private equity lobby.
($1 = 6.6818 Swedish crowns)
(Editing by David Holmes)
Source: http://g7finance.com/g7finance-news/sweden-proposes-higher-tax-on-private-equity-profits/
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Friday, March 30, 2012
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Finance And Business | The Impact of Credit Debt Counseling ...
?When to go For Credit Card Debt Program Settlement
A credit card can be a very valuable tool if used with care and foresight. At times it can even be indispensable for transactions such as renting a car or getting a hotel room. At the same time it is important to remember that a credit card is still a form of consumer debt and that you need to make timely payments and failing to do so can have adverse consequences. As with most consumer debts, failing to make payments on your credit card accounts in a timely manner may result in the lenders...
?Options to Consider For Debt Management
Many people let debt pile up and don't get aggressive about getting debt free. But there are various debt help options that are now available that can help you with your debt management. If you have multiple debts across a few credit cards, you can always consolidate them with a consolidation loan or a balance transfer to a lower rate credit card. If you want to get the creditors off your back without filing for bankruptcy, you can negotiate with your creditors or even hire the services of a...
?Where to Get Credit Card Debt Relief
Credit card debt is a growing problem amongst many credit card holders and for many, it is getting harder and harder to clear up this debt problem so there is now a growing demand for credit card debt relief. You don?t need to look far for help with your debt problem. There are now many resources for you to check out so that you can probably find your way out of debt and achieve financial freedom at last. The first place to look for a solution to your financial problem is yourself. You need to...
?Utilizing Debt Consolidation Loans to Your Advantage
Those that face a rapid accumulation of debt would without doubt struggle to pay off their debts, especially in this difficult economic situation. It becomes more complicated when you have several credit accounts under you name, as the tight economic situation might have forced you to lend excessively to pay for your monthly expenditure. When you face the reality of having several debt accounts that you find almost impossible to get rid of, finding a solution might be tricky. Nevertheless with...
?Facts on Credit Card Debt Program Settlement
Credit card debt is a rising problem in America and many consumers are seeking for the perfect credit card debt program settlement. There are also other ways to deal with your rising debt problems such as debt consolidation and credit counseling. With debt consolidation, you can take up a home equity loan to pay up all your debts and then you only pay the loan. As for credit counseling, you can seek help on how to plan your budget and work out a schedule to slowly and steadily pay up all your...
?How to Accomplish Debt Relief Effectively
The difficult economic condition has adversely affected many of us out there, as many now struggle with mounting debt troubles that cripple them financially. If not addressed quickly and effectively, these problems could turn into more serious complications, for instance bankruptcy. Those caught in debt problems such as accumulated credit card debts should seek debt relief solutions that would assist in eliminating all your debt effectively in a time-effective manner. Debt relief comes in many...
?Debt Management Can Help if You Are Drowning in Debts
Debt management can help if you are drowning in your debts. It is the service provided by an agency that offers debt help services, including credit counseling, debt settlement, and debt consolidation loans. Debt management helps you to avoid spending more than you earn and have control over your finances, to manage your debts. The agency sets a Debt Management Plan (DMP) that may help you in restructuring your payments. It is a repayment scheme that the agency comes out with after assessing...
?Achieving Debt Relief Through Wise Decisions
Buying a new home when you have severe debt issues and very little cash to spare could be troublesome, and not to mention a burden to you. Thus it is advisable that you seek debt relief measures and debt settlement solutions first before you opt to purchase a new home if you are deeply mired in debt. There are several lenders out there that might offer you deals that could help in terms of debt relief, for instance you could opt for debt consolidation loans. Or you could opt for credit...
?The Risk Factors to Consider While Opting For Debt Consolidation
Debt consolidation can be a solution to getting rid of your financial burdens one payment at a time. While debt consolidation may not reduce your debt, it may eliminate high interest rates associated with debt from various lenders. It can be a good choice for you if you are looking at a better and faster way to escape debt. One of its advantages can be the fact that through debt consolidation, you can condense your various debt payments into one bill with an interest rate that can vary...
?Credit Card Debt Program Settlement is Better Than Bankruptcy
Credit card debt program settlement is an approach to debt relief in which the creditor agrees to reduce the debt and this reduced amount is considered as the full payment. This process is also called debt negotiation, debt arbitration or debt solution. This process is necessitated when the debtor is unable to do the minimum monthly payments and the balance grows alarmingly due to ongoing interest and late fees. There are three ways through which debt settlement agreement can be done- by...
Source: http://www.bharatbhasha.net/finance-and-business.php/362430
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The Advantage of Delving Your Business Into Online Email Marketing
The Advantage of Delving Your Business Into On-line E-mail Marketing
Write-up by Mandy Hathaway
As an net marketer, one of the crucial instruments you need to not neglect is getting a list of focused contacts. Since record developing performs a crucial function in email advertising and marketing, it?s safe and sound to believe that you previously know how it can support you to with your net company.
First and foremost, e-mail advertising can actually support produce your internet existence. It can also attract more folks to your site. Simply because it helps you develop an e-mail record, it is possible to then have out comply with up advertising and other powerful techniques to boost your revenue.
Due to the fact it has been pointed out time and time again that to be ready to develop up a targeted and responsive record, you really should give men and women both with one thing that they want or something that they need to have (to solve their troubles) furthermore you need to recognize the a variety of strategies that can make your web business expand.
On the internet email advertising should really be every single solitary on-line marketer?s marketing and advertising program. The reason why? This is simply because you can use it for advertising and marketing your organization. So make it your objective to use it as often as you can as part of the advertising program. Certain ample, even prior to you began the enterprise, you developed one particular. It truly is a published method about how you would like men and women to know about your internet site or business.
Why is it important to do list constructing and to marketplace your products or solutions employing email advertising and marketing on-line? Record constructing is crucial due to the fact you obtain entry to a listing of males and ladies who could be interested in your kind of industry. You can use online electronic mail marketing and advertising to industry your offerings due to the fact it is the most effective strategy to get in contact with the listing that you have. By offering a lot more data about your business and by carrying out follow up advertising and marketing, it is attainable to transform your contacts into possible purchasers.
The extensive variety of men and women stating that checklist building and electronic mail advertising have really proved beneficial for them is more than adequate to confirm that making use of those two are really the most powerful strategies to generate income on the web. This implies, the more tactics you make use of on your on-line electronic mail marketing and advertising campaigns, the a lot more possibilities for achievement and profits.
About the Author
Mandy writes about net copywriting and anything at all about world wide web advertising to really precise niches. You can study details on On-line E mail Marketing at her website: On-line E-mail Advertising and marketing.
Web-based-sales-and-marketing-service
Source: http://stress-management-products.com/?p=9356
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Joe Manganiello Takes It All Off!
Women everywhere can finally see Joe Manganiello shirtless and not worry about his bite. The True Blood star will make his way into theaters this summer as a male stripper in Magic Mike.
Joe undresses alongside Channing Tatum in the film, and told In Touch at the Duracell?s ?Rely On Copper To Go For The Gold? event in New York City that the entire cast bonded on set. ?We were all best friends. We were all hanging out. We still talk to each other. We still hang out and get together.?
As for the film, which hits theaters June 29, Joe tells ladies they won?t know what hit them. ?No one could possibly be prepared for what they?re going to see. You can kind of mentally prepare and think in your mind, this is the way it?s going to be, but people really have no idea what they?re in for!?
Source: http://feedproxy.google.com/~r/InTouchWeekly/~3/y_1e9_KSZ6o/joe_manganiello_takes_it_all_o.php
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Thursday, March 29, 2012
Rheumatoid Arthritis Patients Who Quit Statins May Face Raised Death Risk
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Source: http://news.yahoo.com/rheumatoid-arthritis-patients-quit-statins-may-face-raised-130406346.html
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Houston Bar Association Will Host ?Will-A-Thon? To Help Elderly ...
The Houston Bar Association?s Elder Law Committee will sponsor a Will-A-Thon to provide simple wills and basic medical directives, free of charge, for elderly citizens who meet the income guidelines.
To apply for assistance through the Will-A-Thon, senior citizens must call 713-228-0735 from 9 a.m. until 3:00 p.m., by April 6, to complete a screening application over the phone. To qualify, applicants must be Harris County residents 60 years of age or older and meet the Houston Volunteer Lawyers Program low-income guidelines.
Those who qualify will be given an appointment to meet with a volunteer attorney on April 17 at the Third Ward Multi-Purpose Center, 3611 Ennis in Houston. The documents will be completed on May 15 at the Third Ward Multi-Purpose Center.
The Houston Bar Association?s Elder Law Committee provides free legal services and advice to senior citizens in Harris County, as well as free handbooks on Elder Law.
Source: http://news92fm.com/236177/houston-bar-association-will-host-will-a-thon-to-help-elderly-citizens/
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London subway stops named for athletes at Olympics
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Source: http://news.yahoo.com/london-subway-stops-named-athletes-olympics-143054540--olympics.html
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Build a Business Web Site ? 5 Important Rules in Website Design ...
Servis Buat WebYour website will be hit only if you possibly can make it memorable, what this means is, the content you have on your website should be attractive and interesting for any visitors.
A significant key to build a company website is to retain it simple. The website ought to be simple enough for a child to navigate. Avoid this elaborate flash menus together with multi-tiered drop down menus.
Visitors will leave if they cannot quickly find what they are seeking. Make sure that your most important links are always visible ? the links to your product or service.
2. Simplify Navigation
People to a website should constantly know where they are on the website and how to make contact with where they were. Often users will become immersed within their browsing and after studying a material on the site they will want to return to re-read important info.
The user must be ready to easily get back to uncover information, and more importantly navigate to the point where they can purchase a product, service, or click through a link. Blacklists are used to combat spam in a very specific way. When spam is reported to among the list of relevant spam fighting organizations the IP address the spam originated from is added to some sort of banned or blacklisted IP addresslist. An IP address is a unique location of people or your website online ? think of it as your ?home address? online. To put it simply every http: //www. sector. com Internet address has a matching IP address. Any email provided by your website domain has also a corresponding IP home address. If your IP address is present on a blacklist in that case you?re potentially wasting your time and efforts sending email to clients.
Why considering wasting your time? Modern spam blockers come with the most common blacklists installed and/or allow you to import updated blacklists into your spam blocker. This allows to you block a huge amount of spam but you may also, potentially, block legitimate e-mail. Blacklists are not foolproof.
You can find two types of IP tackle:
Dynamic ? changes each time you connect to the internet. Most commonly used for dialup Access to the internet. Spammers love these because they?re very hard to track and 100% disposable.
Fixed/Static ? All websites, most large companies and some individuals use fixed IP covers. This can cause huge problems if they?re claimed for spamming.
There are three different types of blacklists:
Temporary
An IP address placed on a temporary blacklist will have email coming from that will IP address blocked for several hours.
After a few hours the offending IP address is taken off the blacklist.
Permanent
Any time an IP address is used with a permanent blacklist almost any email server configured to block email out of this list will never receive email from that selection of IP addresses again.
Comprehensive
This is the most damaging of blacklists. But not only does it block an individual IP address it also blocks the IP addresses adjacent to it. For example if the IP address 192. 156. 66. 67 was added to a comprehensive blacklist in that case all IP addresses close to 192. 156. 66. 67 as well be blocked.
Source: http://dominbenito.com/2012/03/28/build-a-business-web-site-5-important-rules-in-website-design/
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EARLY CHILDHOOD WORLD LANGUAGE EDUCATION: TRADING ...
My son gave me a picture of an owl he?d colored in preschool with the word ?Merhaba? written above it.? A scholar from Turkey has been visiting his classroom while on a one year fellowship in early childhood education.
?Merhaba means hello!? I say, hoping he?ll be impressed.
?I already know that!?
Oren, not yet five, is confident about non-English languages.? When his best friend?s? mother spoke Chinese during soccer practice, Oren asked her if she also knew Spanish.
?No, I don?t.? She shrugged.
?Why not? I speak Spanish!?
?I guess you?ll have to teach me.?
?And you can teach me Chinese!?
I can still remember the excitement and awe I felt when I brought my first non-English word home from school to my mother.
?Do you know how the Sioux Indians say hello?? I handed her this grade school question much like I had handed her a yarn covered jar pencil holder and a caterpiller magnet.? Getting older meant I could give her gifts of the mind.
?Hau,? Mother said triumphantly, forming a stop sign with her raised hand.? Although she spoiled my chance to wow her with my new knowledge, I was proud of her Lakota fluency.? When she later greeted some of my grandmother?s neighbors in Spanish, I was overwhelmed with pride.
I learned ?merhaba? ten years ago from my friend Serif who had also had a one year visiting scholar position at my university.
?Incredible! Incredible!? He said when I returned a book to him at his small campus apartment.? I can see him now: one hand raised above his head, the other grabbing a slice of white bread or cup of tea.
After eating a meal in the dining hall, ?incredible!?? After watching the annual town bike races, ?incredible!?
?How was your day?? I asked when I?d run into him at the bus-stop.
?Incredible! Incredible!?
He did not strike me as unusually upbeat or awestruck, so after several months of new friendship I asked, ?How do you say incredible in Turkish??
?Inanilmaz! Inanilmaz!?? The same inflection, the same gestures to the heavens, the same stress pattern and number of syllables.?? From then on when he shouted ?Incredible!? I parroted the word back to him in Turkish.
I packed this one word with me when I visited his family in Turkey the following year. ??I was giving a paper in Spain and it seemed easy enough back then (single and childless) to continue my journey East to see Serif at home, roasting kestane kebap (chestnuts) with his mother on an electric stove, watching his daughter pass out tiny glasses of copper-colored tea.? I couldn?t make out much of what he said to his family but I had no trouble hearing this common interjection. Inanilmaz! wasn?t very useful when they sent me on an errand to buy a loaf of bread (ekmek), but it brought a smile to new Turkish friends? faces.
Oren wasn?t as impressed.
?Inanilmaz, means incredible!? I said, as if I had given him fifty cents for the toy crane machine in the mall.? He?d already clawed something better.
?What I?m learning is mor.? Mor means moth.?
?Moth??
The next day his regular classroom teacher explained, ?They?re learning colors and there was a purple butterfly.? Mor means purple in Turkish, that?s where he probably got that from.?
Turkish has an unimpressive rank among the world?s most commonly spoken languages (between 20 and 30). There are few Turkish speakers in our town; no Turkish restaurants, no Turkish cartoons, and I can?t think of a single Turkish actor.? However, in our university town, we can regularly find a handful of Turkish academics and this year one has decided to teach in the campus pre-school class. While learning more commonly spoken and/or highly valued world languages (e.g. Spanish, French, Chinese, Arabic) may feel more vital for Oren?s future in the ?linguistic marketplace,? the reality is that in the United States few children learn the importance of any language relative to English. While speakers of world languages struggle to acquire fluency in English, monolingual Americans relax in the clouds, much like Jack in the Beanstalk?s Giant, mindless of his golden egg-laying goose.
?
Oren has just started making connections between spoken and written English, asking to title pictures and to ?make books,? cutting images of animals out of the New Yorker, taping them to the inside of a folded piece of colored paper and dictating sentences for each ?page.? Why not add another skill in early childhood, to learn to say the ?same thing? differently in non-English languages, and to use context cues to make sense of differently patterned sounds and syllables.
?
When I left his classroom, another child and his mother were counting the school steps in Spanish.
??siete, ocho, nueve, diez!?
??Muy bien! ?Y d?nde aprendiste espa?ol??
?Oh we don?t speak any Spanish,? the mother apologized.? ?We only know to count from one to ten.?
While my question seemed to have blown an adult fuse, I perceived a flicker of understanding from her son.? He knew the exclamation of praise and the upward inflection of a question.? While he might have remained silent or mistakenly answered ?Purple!? or ?Moth!? I could sense he captured the rhythm of adult-child turn-taking.
?
How many other American children might become at ease with other languages through early exposure?
The demand for early childhood English instruction is huge the world over.? How to read English fairytales, how a boy can learn to catch the giant?s goose while he sleeps.
Proud of the little Spanish and less Turkish he?s learned, I know what Oren would say.
?I already know that!?
?
?
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Apple, Samsung, HTC and Sony sued over graphics rendering patents
Sometimes, you have to go all-in. Why not sue all the leading smartphone makers at once? That's what Graphics Properties Holdings is doing, channeling the ghost (and intellectual back-catalogue) of Silicon Graphics. Filing six cases against Apple, Samsung, RIM, HTC, Sony and LG, the lawsuits reference floating point calculations for rendering graphics, something that the company received patent approval for only yesterday. GPH claims that several phones, including the iPhone, Galaxy S II and BlackBerry Torch, infringe on its intellectual property. Layman legal types can sniff around the patent in question at the source below.
Apple, Samsung, HTC and Sony sued over graphics rendering patents originally appeared on Engadget on Wed, 28 Mar 2012 12:59:00 EDT. Please see our terms for use of feeds.
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