A visual explanation of the words used in your personal income tax return. To learn more about your taxes, go to: www.seeingfinance.com
Video Rating: 5 / 5
The personal savings habits of Americans have reached a four year low. (Oct 2011; Federal Reserve) According to a March 2011 survey conducted by the Employee Benefit Research Institute, 29% of Americans have a savings of less than 00 while 56% have less than 000 saved. These troubling statistics are not without precedent. In July of 2006, Tracey Anne found that 97% of Baby Boomers did not have enough saved for their retirement. Then and now, Americans are not being proactive about planning for retirement. 55% of Americans did not save one penny in the prior year, according to FINRA Investor Education Foundation in December of 2010. But poor savings habits are just the tip of the iceberg. American personal debt is near an all-time high, (Oct 2011; Federal Reserve) including 2 billion in outstanding credit card balances. (Q2 2011 Federal Reserve, CardHub.com) The economic impact is far-reaching. Over 2.32 million Americans applying for mortgages have been rejected. (Nov 2011 The Washington Times, MBA) The average student graduates with 186 in debt. (Spring 2011 Fed Reserve Bank of Richmond) College students collectively owe more than 00000000000. (Oct 2011 USA Today, Federal Reserve Bank of New York) Additionally, more American filed for bankruptcy than graduated from college and filed for divorce. (Bankruptcy: 2010 US Court System) (Graduate: 2012 2010 Census, 2009 Data) Due in large part to heavy debt, 42% of Americans lives paycheck to paycheck. (Aug 2011 ?
Video Rating: 5 / 5
Source: http://www.closingchicagorealestate.com/personal-income-taxes-a-visual-explanation/
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