Average CD rates mean above-average savings when compared to other deposit account options. With a certificate of deposit, earning higher rates in return for securing money for a predetermined period of time is the reward. At Postal Credit Union in Baton Rouge, La., depositors can count on this with a 24-month CD rated at 0.85% APY.
Postal Credit Union Average CD Rates: Terms and Conditions
Postal Credit Union?s 0.85% is standard for all account balances on its 24-month CD, for amounts ranging from $1,000 to more than $25,000. Rates are also fixed, so they won?t fluctuate with market conditions over the life of the deposit. This CD is also federally insured by the National Credit Union Administration, up to $250,000.
About Postal Credit Union
Postal Credit Union was the first credit union established in Baton Rouge, La., chartered in 1931 when 11 local postal employees pooled just $440 in assets to keep from borrowing money from loan sharks. Today, Postal is a credit union proud of its continued growth, with membership recently expanding to include all employees in federal agencies living or working in zip codes starting with 704, 707 or 708.
Check out more average CD rates.
Other Terms and Conditions may apply. Additionally, interest rates are based on the institution?s online published rates and may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.
Source: http://www.gobankingrates.com/cd-rates/postal-credit-union-average-cd-rates-0-85-apy/
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